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CAIIB-BFM-RECOLLECTED QUESTIONS FROM JUNE 2019


Friends, Updating here the recollected questions from June 2019 Exams. Wish you all the very best for your exam.

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As per the RBI guideline on ALM, capital and reserves are to be placed in over 5 years bucket, Saving and Current Deposits may be classified into volatile and core portions. Saving bank (10%) and Current (15%) deposit are generally withdrawable on demand.This portion may be treated as volatile. While volatile portion can be placed in the time bucket 14 days, the core portion may placed in 1-3 year bucket. The Term Deposits are to be placed in respective maturity bucket.

Capital - Rs. 1180 Cr
Reserve - Rs. 12000 Cr
Current account - Rs. 1000 Cr
Saving Bank - Rs. 4000 Cr
Term Deposits 1 month maturity bucket - Rs. 400 Cr
Term deposit 1 to less than 6 month maturity bucket - Rs. 800 Cr
Term deposit 3 month to less than 6 month Maturity bucket - Rs. 1200 Cr
Term Deposit 6 month to less than 12 month maturity Bucket - Rs. 2000 Cr
Term Deposit 1 year to less than 3 year maturity bucket - Rs. 1200 Cr
Term deposit 3 year to less than 5 year Maturity bucket - Rs. 600 Cr
Trm deposit above 5 year maturity bucket - Rs. 800 Cr
Borrowing from RBI - Rs. 400 Cr

Based on the above information answer the following questions

01. What is the amount of Current account deposit that can be placed in 14 days bucket?

a. RS.100 Cr
b. RS.150 Cr
c. RS.200 Cr
d. RS.250 Cr

02. What is the amount of Saving bank deposit that can be placed in 14 days bucket?

a. RS.100 Cr
b. RS.200 Cr
c. RS.400 Cr
d. RS.800 Cr

03. What is the amount of Current account deposit that can be placed in 1-3 year bucket?

a. RS.100 Cr
b. RS.400 Cr
c. RS.800 Cr
d. RS.850 Cr

04. What is the amount of Saving bank deposit that can be placed in 1-3 year bucket?

a. RS.4000 Cr
b. RS.3600 Cr
c. RS.3200 Cr
d. RS.3000 Cr

05. What is the amount of term deposit that will be placed in various maturity bucket upto less than 12 month?

a. RS.2400 Cr
b. RS.2800 Cr
c. RS.3200 Cr
d. RS.4400 Cr

Ans : 1-b, 2-c, 3-d, 4-b, 5-d

Solution :

1. volitile portion of 15% to be placed in this bucket
= 1000*15/100
= 150

2. volitile portion of 10% to be placed in this bucket
= 4000*10/100
= 400

3. Non-volitile portion of 85% to be placed in this bucket
= 1000*85/100
= 850

4. No-volitile portion of 90% to be placed in this bucket
= 4000*90/100
= 3600

5. 400+800+1200+2000
= 4400

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