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Friends, I am updating the re-collected questions from 26.02.2022 posted by our group members. Let me update this page with the answer as and when I get time. Till then you all can go through the book/internet and update yourselves. Wish you all the very best for your exam.
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5G network uses ...... digital network technology - OFDM (Orthogonal frequency-division multiplexing)
Marginal Standing facility - 4.25%. Marginal Standing Facility (MSF) is a provision made by the Reserve Bank of India through which scheduled commercial banks can obtain liquidity overnight, if inter-bank liquidity completely dries up.
Maximum unit cash (Day NULM) - 2 lakhs (Individual), 2 Lakhs per member or 10 lakhs (Group)
Calculation of provision (DA 1, 2, 3) - Secured-25%, 40%, 100% ; Unsecured - 100%
Borrower enjoys a CC limit of Rs. 10 lakhs against stock with you for Rs. 12 Lakhs. Insured amount of stock is Rs. 10 Lakhs. If the customer suffered a loss due to fire, what is the eligible insurance compensation? 12L, 10L, 6L, 5L - 10 lakhs
Counter cyclic capital buffer - 2.5% of bank exposure - The aim of the Countercyclical Capital Buffer (CCCB) regime is twofold. Firstly, it requires banks to build up a buffer of capital in good times which may be used to maintain flow of credit to the real sector in difficult times. Secondly, it achieves the broader macro-prudential goal of restricting the banking sector from indiscriminate lending in the periods of excess credit growth that have often been associated with the building up of system-wide risk.
D1 is fresh nomination, D2 is cancellation, D3 is modification
Forged instruments - 85(1) order, 85(2) bearer, 85(A) DD, 89 material alteration & 129 crossed cheque
GAP Model - creates a roadmap for the overall service delivery process and identifies the gap between the processes so that the complete model works efficiently and effectively. The GAP Model of Service quality helps to identify the gaps between the perceived service and the expected service
Section 138 in The Negotiable Instruments Act, 1881. (c) the drawer of such cheque fails to make the payment of the said amount of money to the payee or, as the case may be, to the holder in due course of the cheque, within fifteen days of the receipt of the said notice.
Customer forgot his FD reciept of another bank... 1.Agent-Trustee, 2.Principal-Agent, 3.Bailer-Bailee
LTV for Gold Loan - 75%
Forfaiting
Factoring
Interest subvention in KCC loan Amount
Expoter in LC is ..., 3-4 questions from LC
Time frame for failed atm transaction
types of charges in L&B,LIC, Vehicle
4to 5 questions from Ethics and Data
4 to 5 from marketing
Hypothecation mortgage
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