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Case studies on
Securitization-3/4Q
PV, FV formulae-2Q
Case Study- Housing Loan 5Q
Education Loan-5Q
Vehicle loan-5Q
Mobile Banking 5Q.. limit cap...
72 formula... period & amount given.. calculate ROI
Para banking, cross selling examples
BCSBI
Lok adalat
Mortgage questions..
PPI
Credit Card (Credit amount due 35000 nd paid 10000 on due date. Annual interest 31.2%. Interest Amnt, due period, monthly interest etc) (Credit card payment due on 20 SEP 2017 for rs 32000 but customer paid 10000 only ROI is 21.32 percent. What amount of interest is due to him)
Housing Loan
Education loan case studies - Eligible loan amt (Caution deposit given exactly 50000 whethet is eligible under expenses while availing loan amount one question and
Another question how much eligible out of 50000)
Car Loan (Regarding vehicle loan one case study given person gross salary given with lic deduction, personal loan installment and one other deduction, 50% given cut back in question itself and asked amount available for emi. Calculated (50% of gross) minus (added all dedcutions) is answer. Vehicle onroad price, road tax, insurance premium all r eligible for while arriving eligible loan amount)
Depreciation
CIBIL
Mobile banking
MBS
RTGS
simple mortgage
Rupay card
PV
FV
IMPS case study for 5 marks
RTGS features
Atleast 5-6 question retated to mortgage... Appraisal and securitisation
Man age 30 years, his retirement age is 55 years and he gets 42000 in hand salary, 2000 lic, 1680 personal loan, 1080 vehicle loan instalment. He applies for HL for 20 lakhs, calculate his EMI
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