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CAIIB-RETAIL BANKING-RECOLLECTED QUESTIONS FROM MAR 2017


Recollected - Mar 2017
-----------------------------

Mr and Mrs together raised home loan in 2013-14.They pay it 75:25.Principal paid 320000 and interest paid 400000.

Deduction of interest for Mr=?
Deduction of interest for Mrs=?
Deduction of principal for Mr=?
Deduction of principal for Mrs=?
.......................................

Home loan availed after 1 april 1999.
What is deduction available for interest and principal paid for home loan till date.Is it 150000 or 200000 for interest?
.......................................

Education loan of rs.2850000/-
has been sanctioned to mr 'A'. Margin : 15℅
fees details as follows.
a) hostel fee: 300000/-
b) tuition fee: 1200000/-
C) caution deposit: 200000/-
d) cost of computer: 50000/-
e) etc....

Answer the following questians

1)how much turion fee can be sanctioned to mr. 'A'?
2) amnt of loan eligible by mr'A' as hostel fees?
3) is it possible to santion caution deposit and cost of computer to Mr 'A'?

.......................................


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